HUD insures the FHA home mortgages that we originate process and close.
US Department of Housing & Urban Development
451 7th Street, S.W.
Washington, DC 20410
FHA Mortgage Loan Services is a FHA lender offering mortgage refinance and new home financing. As a FHA approved lender we can offer unique purchase loans and fixed rate FHA mortgage loans with low interest rates. We provide affordable home financing possibilities with mortgages for people seeking first time homebuyer financing with discounted mortgage rates and down payment assistance.
FHA Mortgage Loan Services provides HUD insured loan offers for home purchase money, refinance, home improvement and consolidation loans with guaranteed secured money online from a trusted lending institution. Times have changed as FHA mortgage loans are not just for new home buyers. In the last 5 years, FHA has taken over almost 40% of the home mortgage market. FHA mortgage programs have been more aggressive with equity and more flexible with credit guidelines. New FHA refinance options have opened the door for homeowners who have been stuck with underwater mortgages a new solution that promises a lower monthly payment.
Our FHA mortgage loans often extend new options for existing homeowners and new possibilities for first time home buyers to invest in real estate. The new government FHA loan programs encourage consumers to purchase homes with a small down-payment, flexible credit guidelines and low interest rates that are fixed for thirty year terms. We are one of only 9 FHA mortgage lenders online to process over 10,000 loan applications last month. Frequently Asked FHA Questions »
After the sub-prime crisis, FHA has become the savior loan product for mortgage brokers across the nation. Congress finally passed a solid economic stimulus package that immediately raised home loan limits nationwide while expanding the FHA secure program to help prevent foreclosures and payment defaults.
FHA Mortgage Loan Services offers special government incentives for mortgage refinancing, affordable home purchase loan rates and fixed rate FHA streamline refinance loans for borrowers who already have a FHA mortgage. Choose from 30-year fixed rate or 5/1 ARM with rates starting at 3.875% FHA mortgage rates have hit record lows in 2010. FHA home mortgage products ensure low rates and fair lending.
FHA mortgage rates have never been more attractive for people seeking affordable fixed rate loans for thirty year terms.
The new government programs encourage consumers to purchase homes with a small down-payment, flexible credit guidelines and low interest rates that are fixed for thirty year terms.
FHA M.L.S. provides great rate mortgage refinancing, affordable home purchase loans and fixed FHA mortgages with low interest rate guarantees. After the Fannie Mae and Freddie Mac debacle, FHA is clearly the first choice for first time home-buyers comparing home financing options online. Many first time home buyers should consider a FHA mortgage loan because the rates are low and there is no pre-payment penalty for refinancing or selling the home. You don't need a 2nd mortgage to cover the down-payment because you only need 3.5% of the purchase price with FHA.
After several turbulent years, the U.S. government finally took over Fannie Mae and Freddie Mac. With these companies managing almost 50% of our country’s’ mortgage portfolios it became a priority for HUD to step in with swift mortgage solutions.
Initially, FHASecure was created to help Americans get a fixed rate loan solution in the wake of the sub-prime lending crisis. Unfortunately the FHA Secure program failed miserably and was discontinued. The goal was to ensure that American borrowers would get an affordable fixed rate mortgage when refinancing an adjustable rate loan. The program promoted fixed interest rates solutions for borrowers that were having difficulty meeting the refinance requirements after their interest rate adjusted. This government financing is also designed to aid and prevent foreclosure prevention. Hope for Homeowners took over where FHA Secure left off. Homeowners should take a look at today's FHA refinance products.
